Tuesday, October 18, 2011

Lowering Your Automotive Insurance coverage Premiums | MY ...

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On the subject of reducing your automotive insurance coverage premiums you are able to do quite a bit to help yourself. Nonetheless one of many largest methods in which you can make savings is by choosing to go searching in your car insurance. Not only should you store around, but one of the best place to search for your automobile insurance is by doing so online.

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To start with in the case of lowering your automotive insurance some thought needs to be given as to the type of automotive that it?s best to get. The smaller the automotive, the much less your automotive insurance coverage will cost you, if you happen to select an automobile with a larger engine then your premiums will be so much higher. One other factor to reckon about in relation to selecting your automotive is to keep away from buying one which is imported, this is usually because the fee to restore them is extra expensive.

The more security measures that you just install in your automotive, then the safer it is classed, and as such this can help to bring down your premiums. Many insurers will have listings giving you information on the manufacturers and varieties of safety features that they class as being better than others, just by putting in these you can reduce your car insurance coverage premiums.

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Source: http://www.myarticlepoint.com/lowering-your-automotive-insurance-coverage-premiums.htm

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Huntsman defiant in the face of long odds (tbo)

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How safe is your hospital? Website lets you check

Medicare has begun publishing patient safety ratings for thousands of hospitals as the first step toward paying less to institutions with high rates of surgical complications, infections, mishaps and potentially avoidable deaths.

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The new data, available on Medicare?s Hospital Compare website, evaluate hospitals on how often their patients suffer complications such as a collapsed lung, a blood clot after surgery or an accidental cut or tear during treatment. The measures also include specific death rates for patients who had breathing problems after surgery, had an operation to repair a weakness in the abdominal aorta or had a treatable complication after an operation.

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In addition, Hospital Compare is evaluating rates of some specific medical errors, such as giving patients the wrong type of blood, leaving surgical implements in patients? bodies during surgery and falls that occur during their stay.

The evaluations are part of Medicare?s broad move from paying hospitals a set amount for each procedure. That change was directed by last year?s health care law, which set up new ?value-based purchasing program? that will begin in October 2012. Over time, hospitals with the lowest quality?as judged by a variety of metrics, not just the new patient safety measures?will be at risk to lose up to 2 percent of their regular Medicare reimbursements under the health law.

How to check your hospital

  1. To find find out how hospitals in your area compare to the national average, go to the website http://www.hospitalcompare.hhs.gov/, type in the city and state, click on the hospital name and then select the ?Patient Safety Measures? tab at the left. Hospital Compare also gives patients the option of choosing several hospitals at once. The new data covers the period between October 2008 and June 2010.

The new data on patient safety moves Medicare further along toward its ultimate goal, which is to base payments on the actual medical outcomes for patients. To rate hospitals, Medicare is comparing them to the national rates for medical complications and hospital acquired conditions. For instance, on average, 2.1 out of every 1,000 patients discharged suffered an accidental cut and tear from medical treatment. Out of 100 patients, 4.4 on average died after surgery to repair a weakness in their abdominal aorta.

By looking at how a hospital compares to the national average on this and other complication statistics, Medicare has come up with overall evaluations of how good hospitals are at avoiding complications and hospital-acquired conditions. Medicare is aiming to incorporate the new patient safety data into payments in the second year of the program.

Making this information public has been long favored by patient safety advocates. ?This is pulling the curtain back on preventable health care harm to older Americans,? said Rosemary Gibson, co-author of ?The Treatment Trap? and editor of a series of articles on overtreatment in the Archives of Internal Medicine. ?These are really good things to know. We are really getting into the meat of what can happen to patients in hospitals.?

But the latest data is intensifying objections from the hospital industry and some academic researchers that Medicare is using dubious and unfair measurements in ways that will hurt some hospitals, particularly those with sicker patients. The data is based on billing claims that hospitals submit to the government, not clinical medical records. One concern held by hospitals and researchers is that hospitals categorize the same things differently when billing Medicare, skewing comparisons.

?Medicare claims data is the thing a lot of people judge from, but it?s a large database and frankly I?ve always wondered if apples and oranges are being mixed,? said Dr. Gerald Healy, a senior fellow at the Institute for Healthcare Improvement, a Massachusetts nonprofit, and past president of the American College of Surgeons.

Hospital officials said their initial review of the new data has exacerbated their concerns that Medicare?s calculations do not fully take into account the fact that some hospitals do more surgeries or treat sicker patients.

?We believe the data is fairly seriously flawed in the way it?s calculated,? said Nancy Foster, a vice president at the American Hospital Association. ?When inaccurate data is out there, it both misleads the public and generates a lot of activity that is unproductive in the hospital.?

Atul Grover, head of advocacy for the Association of American Medical Colleges that represents teaching hospitals, said some of Medicare?s measures also make teaching hospitals look worse. ?If you?re not appropriately risk-adjusting on this, you?re already selecting a patient population that?s more likely to die,? he said. ?That?s why they come to us, because other people are reluctant to operate on those complex cases.?

Officials at the Agency for Healthcare Research and Quality, which designed many of the measures, referred questions to Medicare. Officials there were not immediately available to discuss the new measures. Dr. Patrick Romano, a professor at the University of California, Davis School of Medicine who helped the government design the measures, said the measures do take the sickness levels of patients into account, although not as thoroughly as Hospital Compare?s existing evaluations of readmissions and hospital-wide mortality rates.

Still, he said the measures were a good addition to the overall view of how well hospitals are doing. ?We?re trying to understand a large animal like an elephant or a whale,? he said. ?To do that, we take pictures from a variety of perspectives, with different cameras and different techniques.?

Hospital Compare was originally designed to be a helpful consumer tool, but to date it has not been widely used by patients choosing hospitals. Experts caution about drawing dire conclusions from the raw rates of hospitals, as some of the measures are complex and differences not statistically significant. For some of the measures, Hospital Compare categorizes most hospitals simply as ?average,? ?above? or ?below? the national norm, which experts say is a better way for consumers to know whether a hospital is an outlier.

Medicare last week announced 18 more measures it is considering for inclusion in the value-based purchasing program. Many of these measures look at how hospitals handle stroke patients and what steps they take to protect patients from blood clots. Others are intended to address two bacterial infections that can spread through hospitals: Clostridium difficile and Methicillin-resistant Staphylococcus aureus.

? 2011 This information was reprinted with permission from KHN. KHN is an editorially independent news service and a program of the Kaiser Family Foundation, a nonpartisan health care policy organization that isn?t affiliated with Kaiser Permanente.

Source: http://www.msnbc.msn.com/id/44909622/ns/health-health_care/

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Monday, October 17, 2011

'Real Steel,' 'Footloose' duke it out for No. 1 (AP)

LOS ANGELES ? The robot boxers of "Real Steel" and the dancers of "Footloose" are in a tight fight for the box-office title.

The Hugh Jackman tale about machines in the boxing ring took in $16.3 million, which would make it the No. 1 movie for the second-straight weekend, according to studio estimates Sunday.

But "Real Steel" came in barely ahead of the remake "Footloose," which opened with $16.1 million.

The movies are close enough that they could switch rankings once final numbers are released Monday.

Studio estimates are based on actual business Friday and Saturday and projections for Sunday based on how well similar movies typically hold up.

An executive at Disney, which is distributing "Real Steel" for DreamWorks Pictures, said he expects his movie will come out on top because of strong family crowds during day-time shows Sunday.

"Absolutely," said Dave Hollis, Disney's head of distribution. "The way we've been playing, the families who've been coming and the kind of day-time business we've had on each of the weekend days so far, we have the expectation that it won't be terribly close. They're free to estimate as they will, but we expect to be No. 1."

Paramount, which released "Footloose," was tracking its movie's revenues slightly ahead of those for "Real Steel," said Don Harris, Paramount's head of distribution.

"Footloose" was doing especially strong business in the Midwest and South, and the studio had hopes that those rural crowds would turn out in big numbers Sunday, Harris said.

"It's close enough to be a dead heat at this point," Harris said. "If we get that middle of the country that seems to be preoccupied with high school football on Friday and college football on Saturday, then it bodes well not only for a big Sunday but for the legs of the movie."

Universal's horror update "The Thing," about Antarctic researchers stalked by a shape-shifting alien, opened at No. 3 with $8.7 million. Steve Martin, Jack Black and Owen Wilson's bird-watching comedy "The Big Year," released by 20th Century Fox, flopped at No. 9 with a $3.3 million opening.

"Real Steel" raised its domestic haul to $51.7 million. The movie also took in $23.3 million overseas to lift its international total to $56.6 million and its worldwide earnings to $108.3 million.

"Footloose" is a new take on the 1980s flick about a youth (Kenny Wormald) challenging a town's ban on dancing. The remake also features Dennis Quaid and former "Dancing with the Stars" contestant Julianne Hough.

It's rare that the top two movies flip-flop in the rankings after final numbers come out Monday.

Last summer, Universal's "Cowboys & Aliens" and Sony's "The Smurfs" were tied for No. 1 right to the dollar based on Sunday estimates. But "Cowboy's & Aliens" finished $800,000 ahead once Monday's final numbers were released.

"There have been a lot of close races this year," said Paul Dergarabedian, an analyst for box-office tracker Hollywood.com. "I don't think there have been as many breakout hits, so you have a lot of these films just kind of bunched up together."

Estimated ticket sales for Friday through Sunday at U.S. and Canadian theaters, according to Hollywood.com. Where available, latest international numbers are also included. Final domestic figures will be released Monday.

1. "Real Steel," $16.3 million ($23.3 million international).

2. "Footloose," $16.1 million.

3. "The Thing," $8.7 million ($1.5 million international).

4. "The Ides of March," $7.5 million.

5. "Dolphin Tale," $6.3 million.

6. "Moneyball," $5.5 million.

7. "50/50," $4.3 million.

8. "Courageous," $3.4 million.

9. "The Big Year," $3.3 million.

10. "The Lion King," $2.7 million ($5.2 million international).

___

Online:

http://www.hollywood.com

http://www.rentrak.com

___

Universal and Focus are owned by NBC Universal, a unit of Comcast Corp.; Sony, Columbia, Sony Screen Gems and Sony Pictures Classics are units of Sony Corp.; Paramount is owned by Viacom Inc.; Disney, Pixar and Marvel are owned by The Walt Disney Co.; Miramax is owned by Filmyard Holdings LLC; 20th Century Fox and Fox Searchlight are owned by News Corp.; Warner Bros. and New Line are units of Time Warner Inc.; MGM is owned by a group of former creditors including Highland Capital, Anchorage Advisors and Carl Icahn; Lionsgate is owned by Lions Gate Entertainment Corp.; IFC is owned by Rainbow Media Holdings, a subsidiary of Cablevision Systems Corp.; Rogue is owned by Relativity Media LLC.

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20111016/ap_en_ot/us_box_office

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Flood barriers will determine Thai capital's fate

A woman sits on sandbags made for flood barriers Saturday, Oct. 15, 2011 in Bangkok, Thailand. Fear and confusion gripped Bangkok as residents grappled with mixed messages over whether Thailand's worst floods in decades would overwhelm the intricate defenses of the low-lying metropolis of 9 million people. (AP Photo/Apichart Weerawong)

A woman sits on sandbags made for flood barriers Saturday, Oct. 15, 2011 in Bangkok, Thailand. Fear and confusion gripped Bangkok as residents grappled with mixed messages over whether Thailand's worst floods in decades would overwhelm the intricate defenses of the low-lying metropolis of 9 million people. (AP Photo/Apichart Weerawong)

Thai villagers wade through floodwaters in Pak Kred district in Nonthaburi province, Thailand, Saturday, Oct. 15, 2011. Flooding that has devastated great areas of northern and central Thailand and taken nearly 300 lives since July is threatening to seep into the capital, though officials say they can keep it out of the central part of the city. (AP Photo/Sakchai Lalit)

Thai villagers with their belongings wade through floodwaters in Pak Kred district in Nonthaburi province, Thailand, Saturday, Oct. 15, 2011. Flooding that has devastated great areas of northern and central Thailand and taken nearly 300 lives since July is threatening to seep into the capital, though officials say they can keep it out of the central part of the city. (AP Photo/Sakchai Lalit)

A Thai villager wades through floodwaters in Pak Kred district in Nonthaburi province, Thailand, Saturday, Oct. 15, 2011. Flooding that has devastated great areas of northern and central Thailand and taken nearly 300 lives since July is threatening to seep into the capital, though officials say they can keep it out of the central part of the city. (AP Photo/Sakchai Lalit)

A woman stops to read a notice pasted on a closed-down gate of an underground train station Saturday, Oct. 15, 2011 in Bangkok, Thailand. Fear and confusion gripped Bangkok as residents grappled with mixed messages over whether Thailand's worst floods in decades would overwhelm the intricate defenses of the low-lying metropolis of 9 million people. Underground train operators closed some gates in fear of the floods. (AP Photo/Apichart Weerawong)

(AP) ? Beside a wall of white sandbags that has become a front line in Thailand's battle to prevent an epic season of monsoon floods from reaching Bangkok, needlefish swim through knee-high water inside Sawat Taengon's home.

On one side, a cloudy brown river pours through a canal diverting water around the Thai capital, just to the south. On the other side, homes just like his are unscathed. Whether floodwaters breach fortified barriers like these this weekend will decide whether Bangkok will be swamped or spared.

As of late Saturday at least, the alarmed metropolis of glass-walled condominiums and gilded Buddhist temples remained unscathed, and authorities were confident it would narrowly escape disaster.

"We just hope it doesn't go higher," said Sawat, a 38-year-old construction worker whose home had the misfortune of being inside the vast sandbag wall, which runs at least 2.5 miles (four kilometers) along a canal in Rangsit, just north of Bangkok's city limits.

Prime Minister Yingluck Shinawatra's government says most of Bangkok, which lies about six feet (two meters) above sea level, sits safely behind an elaborate system of flood walls, canals, dikes and seven underground drainage tunnels that were completed over the last year.

The latest floods are posing the biggest test those defenses have ever faced.

Adisak Kantee, deputy director of Bangkok's drainage department, reported encouraging signs Saturday. Runoff from the north had decreased slightly and high tides that could have impeded critical water flows to the Gulf of Thailand have not been severe as expected, he told The Associated Press.

Water levels along the main Chao Phraya River and key canals to the north in places like Rangsit are still manageable, he said. But he said there could be trouble if any critical barriers break.

On a bridge above a flooded canal in Rangsit, Army Col. Wirat Nakjoo echoed the need to be vigilant.

"The worst is not over," he said. "The dams are at near full capacity and there's still a lot of water that needs to be released."

Government workers there were taking no chances, stacking new sandbags atop a canal-side wall about 4.5 feet high (1.4 meters high).

The government says the floods, which have killed 297 people, are the worst to hit the Southeast Asian kingdom in half a century. In a radio address Saturday, Yingluck called them "the worst in Thai history."

Monsoon deluges that have pounded Thailand since late July have affected 8 million people and swept across two-thirds of the country, drowning agricultural land and swallowing low-lying villages along the way. More than 200 major highways and roads are impassable, and the main rail lines to the north have been shut down. Authorities says property damage and losses could reach $3 billion dollars.

Thailand's lucrative tourist destinations ? beaches and islands like Koh Samui, Krabi and Phuket ? have not been affected, though, and its international airports remain open.

In the last few days, government officials have voiced increasing confidence the capital would survive without major damage, but those assurances have failed to stop Bangkokians from raiding supermarket shelves to stock up on bottled water, dried noodles, flashlight batteries and candles.

Subway gates have been sealed with steel barriers. Worried car owners are cramming vehicles into high-rise parking spaces at the city's malls and airports. Some international hotels and street-side shops have barricaded their entranceways with sandbags ? not knowing where or when or even if flooding will occur.

But life in Bangkok remains normal, and the calm contrasts sharply with heavily flooded neighboring provinces, including Ayutthaya and Pathum Thani, where Rangsit is located. Television stations broadcasting images of swamped towns ? showing waterlogged residents in canoes and braving chest-high water ? have inadvertently fueled fears of imminent doom in the capital.

Earlier Saturday, a 10-man team of U.S. Marines arrived on a survey mission to determine how Washington can offer help, U.S. Embassy spokesman Walter M. Braunohler said. The Marines were traveling aboard an American military cargo jet full of bottled water and sandbags needed to reinforce flood barriers.

In Rangsit, Sawat said floods occur nearly every year, though never this bad. The water in the canal beside his home began rising a month ago, he said, and the sandbags have risen along with it.

Last week, his family began shifting their valuables to higher ground after flood waters seeped in. Now, his wife and four children move through their home atop makeshift wooden planks that allow them to avoid the water lapping below.

"It's going to get higher," he said. "We need to be prepared."

___

Associated Press writers Grant Peck and Chris Blake contributed to this report from Bangkok.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2011-10-15-AS-Thailand-Floods/id-3f62d3898f1d4bd0a73a62b5ef3d1a7f

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Saturday, October 15, 2011

Friday, October 14, 2011

Feds to NY jury: Russian wanted to kill Americans (AP)

NEW YORK ? A wealthy former Soviet military officer dubbed the Merchant of Death was willing to sell "staggering quantities" of weapons and explosives to anti-American rebels to make millions of dollars, a prosecutor told jurors Wednesday as his trial got under way.

Assistant U.S. Attorney Brendan McGuire pointed at Viktor Bout in U.S. District Court in Manhattan as he accused him of promising to deliver 100 surface-to-air missiles, 20,000 AK-47 rifles, 20,000 fragmentary grenades, 740 mortars, 350 sniper rifles, 5 tons of C-4 explosives and 10 million rounds of ammunition in a shipment of weapons destined for Colombia in 2008.

"This man, Viktor Bout, agreed to provide all of it to a foreign terrorist organization he believes was going to kill Americans," McGuire said in his opening statements.

The prosecutor added that Bout did not know he was trapped in a Drug Enforcement Administration sting operation and that the two men he was dealing with were working for the U.S. government.

Bout, estimated to be worth as much as $6 billion, was brought to the United States for trial on four conspiracy charges last year from Thailand, where he fought extradition after his March 2008 arrest in a hotel conference room after meeting with two DEA informants who posed as officials of the Revolutionary Armed Forces of Colombia, also known as FARC. The group has been classified by Washington as a narco-terrorist group.

Bout, a vegetarian and classical music fan who speaks six languages, has been accused ? though not in this court case ? of supplying weapons that fueled civil wars in South America, the Middle East and Africa, with clients ranging from Liberia's Charles Taylor to Moammar Gadhafi to the Taliban government that ran Afghanistan. He was an inspiration for an arms dealer character played by Nicolas Cage in the 2005 film "Lord of War."

As Bout's wife entered court Wednesday, he winked and offered her a closed-mouth smile through his thick moustache.

McGuire said Bout, 44, had the experience, the will and the means to deliver "staggering quantities of weapons and explosives" to the rebels.

"Why? For the money," McGuire said.

He said prosecutors would play hours of taped conversations for jurors so they could hear Bout talking about the arms deal.

He said the jurors would hear testimony from a former close friend of Bout who introduced him to the two DEA sources and agreed to cooperate after he was arrested along with him. Also slated to testify are the two paid informants, both with criminal pasts, who posed as FARC officials.

McGuire said virtually all of their conversations with Bout were recorded. One informant, he said, already had been paid millions of dollars for work he did for the Department of State.

The prosecutor said Bout was enthusiastic about the arms deal, especially when the DEA informants explained that they planned to kill American pilots who were in their way.

"We're together, and we have the same enemy," McGuire quoted Bout as telling the informants on the day of his arrest in a Bangkok.

He added that jurors would hear Bout say: "It is not business. It is my fight. I'm fighting the United States for 10 to 15 years."

"During the meetings," McGuire said, "Bout never hesitated and never showed any surprise."

The prosecutor said the arrest occurred about six weeks after the sting operation began and only after Bout was coaxed to leave his Russian home, where he had spent considerable time after the United Nations in March 2004 passed a resolution prohibiting him from traveling through much of the world.

Defense lawyer Albert Dayan, given his turn before the jury, said the government had it all wrong. He told the jury that Bout was agreeing with whatever the DEA operatives were saying so that he could sell two transport planes for $5 million. He said Bout lost his transport business and had turned to real estate after the U.N. blocked his travels.

"Viktor was baiting them along with the promise of arms, hoping just to sell his planes," he said.

Dayan said the government's anti-American depiction of Bout might leave jurors with a sense of anger and rage.

"But anger and rage should not be a substitute for proof," he said. "You will see he is wrongfully accused in our country, thousands of miles away from his home."

He said he would prove during a trial expected to last several weeks that Bout "never wanted, never intended and was never going to sell arms to anyone in this case."

Dayan said Bout, born in the Soviet Union in 1967, was drafted into the military at age 18. He said his client opened an air freight business in 1991 and owned more than 30 cargo planes by age 30.

The lawyer said Bout "never himself negotiated terms to any arms contracts." He said the U.N. made him into a scapegoat and he "couldn't shake off a reputation as an arms transporter, which had grown to a legend that was way beyond what was the case."

When the U.S. set up its sting operation, Bout found himself in a "two-way, real-life con game" in which the U.S. was trying to charge him with arms deal crimes and he was trying to sell cargo planes without ever following through on a weapons delivery, Dayan said.

"Viktor was baiting them along with the promise of arms, hoping just to sell his planes," Dayan said. "They played a perfect sucker to catch a sucker."

He said the DEA informants had "utterly failed to convince him that they were FARC" and he was glad it was captured on taped conversations so that jurors could hear his client's disbelieving voice.

He said all the talk on tapes about killing Americans was meant to "prejudice him in your eyes" and he urged jurors to hear Bout in a tone that might sound more like: "Yeah, yeah, yeah. They're my enemy, too. Just give me the money for my planes."

Dayan urged the jury to resist the government request to "convict this man and bury him for life," a comment that caused McGuire to rise from his chair with a loud objection.

U.S. District Judge Shira Scheindlin said she understood Dayan's comment to be hyperbole.

Just before openings began, the trial judge warned jurors not to reveal on social media websites that they're on the case. She had them sign a pledge not to research the case online.

As the judge had instructed, there was no mention in the openings about the Merchant of Death moniker attached to Bout by a high-ranking minister at Britain's Foreign Office, who had drawn attention to Bout's 1990s notoriety for running a fleet of aging Soviet-era cargo planes to conflict-ridden hotspots in Africa.

The nickname was included in the government's indictment of Bout, and U.S. Attorney Preet Bharara referenced it when he announced Bout's extradition last year, saying: "The so-called Merchant of Death is now a federal inmate."

___

Follow Larry Neumeister at http://twitter.com/Lneumeister

Source: http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/ap/20111012/ap_on_re_us/us_arms_suspect

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